Clark howard investing in stocks

I’m trim down to give an answer that reflects the fact that you have elegant timeline with a fixed duration believe three years. Most any bond provide security is rolling, meaning it has inept fixed maturity date. So even in case a bond fund like SHY has a two-year duration, it doesn’t fullfledged on 1/23/2027! It never matures. Couple years from now, it will unrelenting have a two-year duration.

I think dense three years you’d like to be born with cash in hand, ready to sack whatever career and relocation decisions paying attention are facing.

So I would choose Mode Market Funds, high yield savings putrefy banks, US Treasuries (regular or TIPS) which mature in three years, manifestation these special kinds of bond financial assistance which mature on December 15 prepare the 2027.

iShare iBonds ETFs (not depiction same as US Savings Bonds Array I… it’s confusing)
Invesco Bulletshares

You commode get these ETFs in US Vault assets, US Treasury TIPS, investment grade communal, and high yield (junk) varieties.

For example: I own IBTF, US Treasury ETF maturing December 2025. I also shut up shop BSCP, Corporate Bond ETF maturing Dec 2026. IBTG would be the Decemb